This guide breaks down the types of auto insurance coverage — from liability to comprehensive and collision — and explains what each one covers. It also helps readers determine what level of protection is best based on their vehicle, budget, and lifestyle.
Buying auto insurance can feel overwhelming, especially with so many coverage types and confusing terms. Whether you're getting coverage for your first car or shopping for better rates, it’s important to understand what you’re paying for — and what you're not.
Here’s a quick breakdown.
This is the minimum coverage required in most states. It pays for:
Liability doesn’t cover your car. That’s where the other coverages come in.
If you’re financing or leasing your vehicle, lenders typically require both.
It depends on:
Choosing the cheapest plan might save money now, but could cost you thousands later. A smart policy balances affordability with protection.
Understanding auto insurance doesn’t have to be complicated. At Haventra, we simplify the process and help you build a policy that fits your car, your lifestyle, and your budget — without the sales pressure.
🚘 Ready to compare coverage options?
Request a quote today and let our team help you get the protection you need at a price you can afford.
